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Target Heart Rate Calculator

1. Your Details

Required for the advanced Karvonen formula.

2. Formula Settings

How to Use This Calculator

  1. Enter your Age: This is the primary factor used to estimate your Maximum Heart Rate (MHR).
  2. Input Resting Heart Rate (Recommended): Measure your pulse right after waking up. Entering this allows the tool to use the Karvonen Formula, which tailors the zones to your specific fitness level.
  3. Select a Formula:
    • Use Standard for general fitness.
    • Use Tanaka if you are over 40 years old.
  4. Calculate: Click the button to see your target heart rate zones for fat loss, cardio, and performance.

Heart Rate Zones Explained

Training at specific intensities triggers different metabolic adaptations in your body. Here is what each zone does:

ZoneIntensityBenefit
Zone 1
Warm Up
50-60%Recovery, getting blood flowing, easy conversation.
Zone 2
Fat Burn
60-70%Optimal Fat Loss. Builds basic endurance and mitochondrial efficiency.
Zone 3
Aerobic
70-80%Improves cardiovascular strength and lung capacity.
Zone 4
Anaerobic
80-90%Increases maximum performance speed. Lactic acid buildup begins here.
Zone 5
Maximum
90-100%Peak effort for very short bursts (sprinting).

Comparing the Formulas

Why do we offer different calculation methods? Because "one size fits all" doesn't work for heart health.

1. The Haskell & Fox Formula

Max HR = 220 - Age
This is the most common formula found on gym machines. It is simple but has a high margin of error for very fit individuals or older adults.

2. The Tanaka Formula (2001)

Max HR = 208 - (0.7 x Age)
Research published in the Journal of the American College of Cardiology suggests this is significantly more accurate for healthy adults of varying ages.

3. The Karvonen Method

This is not a Max HR formula, but a Zone Calculation method. Instead of just taking a percentage of your Max HR, it subtracts your Resting Heart Rate first. This "Heart Rate Reserve" method ensures that fit people with low resting heart rates get a harder, more accurate workout target.

Medical Disclaimer: This tool is for informational and educational purposes only. The results are estimates. Always consult a physician before starting any new exercise program, especially if you have a history of heart conditions or high blood pressure.